Privacy Policy

K Business Consulting
Effective: November 2026

K Business Consulting (“K Business Consulting,” “we,” “us,” or “our”) helps entrepreneurs and businesses in Southern California form and maintain LLCs, DBAs / fictitious business names, and corporations, and provides related compliance consulting. We know that starting a business means trusting us with personal and business information, and we take that responsibility seriously.

This Privacy Policy explains what personal information we collect through our website at https://kcanda.com (the “Site”) and in the course of providing our services (the “Services”), how we use and share it, how we protect it, and the choices and rights you have, including rights under California law.

By using the Site or our Services, you acknowledge that you have read this Privacy Policy. If you do not agree with it, please do not use the Site or submit information to us.

1. Who We Are and How to Contact Us

Questions about this Privacy Policy or our privacy practices can be sent by email or phone using the contacts above. Please put “Privacy” in the subject line of emails.

2. Information We Collect

We collect only the information we need to respond to you, provide our Services, and run the Site. The categories below describe what we collect and where it comes from.

2.1 Information you give us through the Site

When you use the contact / consultation request form on our Site, we collect:

• First and last name
• Email address
• Phone number (optional)
• The service you are interested in (for example, LLC Formation, DBA / FBN Filing, Corporation Setup, Corporate Kits, Compliance Consulting, or a Free Consultation)
• The message you write to us and anything you choose to include in it
• Your agreement to receive communications from us (the checkbox on the form)

The form also records which page and form you submitted from so we can route your request.

If you email or call us directly, we collect the information you choose to provide, such as your name, contact details, and the content of your message or call.

2.2 Information you give us when you become a client

To prepare and file formation, registration, and compliance documents with government agencies on your behalf, we may collect information such as:

• Identity and contact details of owners, members, managers, officers, directors, organizers, and authorized signers: full legal names, residential and business addresses, phone numbers, and email addresses
• Business details: proposed business names, business addresses, business purpose, ownership percentages, management structure, registered agent information, and similar details required by the California Secretary of State, county clerks, or other agencies
• Tax identification information needed for specific filings, such as a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) of a “responsible party” when we help you apply for an Employer Identification Number (EIN) with the IRS
• Beneficial ownership or identity information if a filing you engage us for requires it, which may include date of birth, address, and an identification document number and image
• Payment and billing information: billing name, contact details, amounts paid, and payment confirmations. Clients pay by Zelle or through a QuickBooks payment link (Intuit QuickBooks Payments), which offers card and bank payment options. We do not collect or store full card numbers on our Site. Payment details you enter are handled by Zelle and your bank, or by Intuit QuickBooks Payments, under their own privacy policies.
• Communications and documents you send us, and records of the filings we make for you

Some of this information (such as SSNs, ITINs, government ID numbers, and certain financial information) is “sensitive personal information” under California law. We collect it only when it is required for a filing or service you have asked us to perform, and we use it only for that purpose. Clients may provide it by phone or by email, whichever they prefer (see Section 6).

2.3 Information collected automatically

When you visit the Site, certain information is collected automatically by our servers and by the third-party tools described in Section 5, including:

• IP address and approximate location derived from it (city / region level)
• Browser type, device type, operating system, and language settings
• Pages viewed, links clicked, referring website, and the date and time of your visit
• Interaction and security signals used to detect spam and abuse

2.4 Information from other sources

We may receive information about you or your business from public government records (for example, Secretary of State business-entity records), from government agencies in response to filings we submit for you, and from people who refer you to us.

3. How We Use Your Information

We use personal information to:

1. Respond to inquiries and consultation requests submitted through the Site, by email, or by phone
2. Provide our Services, including preparing, reviewing, and filing formation, DBA / fictitious business name, registered agent, EIN, Statement of Information, and other compliance documents, and preparing related materials such as operating agreements and corporate kits
3. Communicate with you about your request or engagement, including reminders about compliance deadlines, and, if you agreed on our form, other communications from K Business Consulting about our services
4. Process payments and keep business, accounting, and tax records
5. Operate, maintain, secure, and improve the Site, including understanding how visitors use it and protecting our forms from spam, bots, and fraud
6. Comply with legal obligations, respond to lawful requests from authorities, and establish, exercise, or defend legal claims

We do not use your information for automated decision-making that produces legal or similarly significant effects on you.

4. How We Share Your Information

We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We have not done so in the past 12 months.

We disclose personal information only as follows:

• Government agencies and filing offices. When you engage us, we submit the information required for your filing to the relevant agency, such as the California Secretary of State, county clerk-recorder offices, the IRS, the Financial Crimes Enforcement Network (FinCEN) where applicable, or other state agencies. Many of these filings, including owner, officer, agent, and address information, become public records once filed. We will tell you which information on a filing will become public if you ask.
• Service providers. We use trusted vendors who process information on our behalf and only as needed to provide their services to us. These include our business email providers (Microsoft Outlook, hosted through GoDaddy), which store our email correspondence and any documents clients send us by email; our payment providers (Intuit QuickBooks Payments and Zelle through participating banks); and website hosting, email delivery, spam protection, and website analytics providers. See Section 5 for the website tools we use.
• Professional advisors, such as accountants, auditors, attorneys, and insurers, under duties of confidentiality.
• Legal and safety reasons, when we believe disclosure is required by law, subpoena, or court order, or is necessary to protect the rights, property, or safety of you, us, or others.
• Business transfers, if K Business Consulting is involved in a merger, acquisition, or sale of all or part of its business, in which case personal information may be transferred subject to this Privacy Policy.
• With your direction or consent, for example when you ask us to send documents to your bank, accountant, or business partner.

5. Cookies, Analytics, and Third-Party Services on the Site

5.1 Cookies

The Site uses a session cookie (“ci_session”) that is necessary for the Site to function. It expires within 24 hours. Third-party services on the Site (described below) may also set or read their own cookies or similar technologies.

You can set your browser to block or delete cookies. Blocking cookies may cause parts of the Site, including the contact form, to not work properly.

5.2 Google Analytics

We use Google Analytics to understand how visitors find and use the Site (for example, which pages are visited and how long visits last). Google Analytics uses cookies and collects information such as your IP address, device and browser information, and pages viewed, and provides us with aggregated reports. We use the information to understand how the Site is used and to improve it. We do not use Google Analytics data to sell or share your personal information.

You can learn how Google uses this data at https://policies.google.com/technologies/partner-sites, and you can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on at https://tools.google.com/dlpage/gaoptout.

5.3 Google reCAPTCHA

Our forms are protected by Google reCAPTCHA to prevent spam and abuse. reCAPTCHA collects hardware and software information, such as device and application data, and sends it to Google for analysis. Your use of reCAPTCHA is subject to the Google Privacy Policy (https://policies.google.com/privacy) and Terms of Service (https://policies.google.com/terms).

5.4 Email delivery (Mailgun)

Messages submitted through our contact form are delivered to us by email using Mailgun, an email delivery service. Mailgun processes the content of your submission only to deliver it to us.

5.5 Embedded map and content delivery networks

Our Contact page displays an embedded Google Map. When the page loads, Google may receive your IP address and set cookies according to its own privacy policy. The Site also loads code libraries, fonts, and icons from third-party content delivery networks (such as Google, Cloudflare, jQuery, and Tailwind CSS CDNs), which receive your IP address and basic browser information when your browser requests those files.

5.6 Links to other websites and social media

The Site may link to other websites and to our social media pages (such as Facebook, Instagram, and X). We are not responsible for the privacy practices of those sites. Information you share on social media platforms is governed by those platforms’ policies.

6. Sensitive Personal Information

We collect and use sensitive personal information (such as SSNs, ITINs, government identification numbers, and account or financial information) only to perform the Services you request, to verify identity where a filing requires it, to keep our Services secure, and to comply with law. We do not use or disclose sensitive personal information to infer characteristics about you or for any purpose other than those permitted under California Civil Code § 1798.121 and its regulations. Because we limit our use in this way, a separate “Limit the Use of My Sensitive Personal Information” link is not required.

How sensitive information is provided and stored. Clients may give us SSNs, ITINs, or identification information by phone or by email, whichever they prefer. Information sent by email is stored in our business email account (Microsoft Outlook, hosted through GoDaddy), which is password-protected and accessed only by K Business Consulting for the purpose of providing our Services.

Please note that regular email is not encrypted and can be intercepted or misdirected while in transit. For that reason, we encourage you to provide SSNs and other highly sensitive numbers by phone rather than by email. Please do not send SSNs, ITINs, or ID images through our website contact form.

7. How Long We Keep Information

We keep personal information only as long as reasonably necessary for the purposes described in this Privacy Policy, including to provide the Services, maintain business and tax records, and meet legal obligations. In general:

• Inquiries that do not become engagements are generally retained for up to 24 months after our last communication.
• Client files and filing records, including information and documents provided by email, are generally retained for up to 7 years after the engagement ends to meet record-keeping, tax, and legal needs.

We may keep information longer where it is needed for our business records, to comply with a legal obligation, to resolve disputes, or to enforce our agreements. Website analytics data is retained according to Google Analytics’ data retention settings.

Information that has been filed with a government agency becomes part of public records maintained by that agency, and we cannot delete it from those records.

8. How We Protect Information

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, and disclosure. These include encrypted (HTTPS) connections to the Site, spam and bot protection on our forms, storing client correspondence in a password-protected business email account, limiting access to client information to K Business Consulting for the purpose of performing the Services, and using reputable service providers. As noted in Section 6, regular email is not encrypted, so we encourage you to share highly sensitive numbers by phone.

No website, internet transmission, or storage system is completely secure, and we cannot guarantee absolute security. If we learn of a security breach involving your personal information, we will notify you as required by California law (Cal. Civ. Code § 1798.82) and other applicable law.

9. Your California Privacy Rights

If you are a California resident, you have the following rights under the California Consumer Privacy Act as amended by the California Privacy Rights Act (together, the “CCPA”), to the extent the CCPA applies to us. We extend these rights to all of our clients and website visitors regardless of whether the law strictly requires it.

• Right to know / access. You may request the categories and specific pieces of personal information we have collected about you, the categories of sources, the business purposes for collecting it, and the categories of third parties to whom we disclosed it.
• Right to delete. You may request that we delete personal information we collected from you, subject to legal exceptions (for example, records we must keep for tax or legal reasons, or information already filed in public records).
• Right to correct. You may request that we correct inaccurate personal information.
• Right to opt out of sale or sharing. We do not sell or share personal information, so there is nothing to opt out of. If that ever changes, we will update this Privacy Policy and provide an opt-out method first.
• Right to limit use of sensitive personal information. As described in Section 6, we use sensitive personal information only for permitted purposes.
• Right to non-discrimination. We will not deny you services, charge you a different price, or give you a different level of service because you exercised your privacy rights.

9.1 Categories of personal information collected in the past 12 months

We do not knowingly collect biometric, health, precise geolocation, or other categories of sensitive information not listed above.

9.2 How to submit a request

You can submit a request by:

• Email: info@kcanda.com (subject line: “Privacy Request”)
• Phone: (424) 485-6699

Requests are accepted by email or phone. To protect your information, we will verify your identity before fulfilling a request, usually by confirming the request from the email address or phone number we already have on file for you and matching other information we already have. You may use an authorized agent to submit a request for you; we may ask for proof of the agent’s authority and ask you to verify your identity directly. We will confirm receipt within 10 business days and respond within 45 calendar days. If we need more time (up to an additional 45 days), we will tell you why.

9.3 Global Privacy Control

Because we do not sell or share personal information, browser opt-out preference signals such as Global Privacy Control (GPC) do not change how we handle your data. We treat a GPC signal as a valid request to opt out of any sale or sharing.

9.4 “Shine the Light”

California Civil Code § 1798.83 allows California residents to ask about personal information disclosed to third parties for their own direct marketing purposes. We do not disclose personal information to third parties for their direct marketing purposes.

10. Do Not Track

Some browsers offer a “Do Not Track” (DNT) setting. Because there is no common industry standard for how to respond to DNT signals, the Site does not currently respond to them. Third parties do not collect personal information about your online activities across other websites through our Site for advertising purposes.

11. Children’s Privacy

The Site and our Services are intended for adults starting or operating businesses. We do not knowingly collect personal information from children under 13, and we do not sell or share the personal information of anyone under 16. If you believe a child has provided personal information to us, please contact us at info@kcanda.com and we will delete it.

12. Communications Preferences

If you agreed to receive communications from us, you can opt out of non-essential marketing communications at any time by replying “unsubscribe” to an email, following any unsubscribe link we provide, or contacting us at info@kcanda.com. We may still send messages that relate directly to your request or engagement, such as filing confirmations and compliance reminders you have asked for.

13. Users Outside the United States

We are based in California and provide our Services in the United States. If you access the Site from outside the United States, your information will be processed and stored in the United States, where data protection laws may differ from those in your country.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and change the “Last Updated” date above. If we make material changes, we will provide additional notice, such as a notice on the Site or an email to clients. Your continued use of the Site or Services after the update means you acknowledge the updated Privacy Policy. We review this Privacy Policy at least once every 12 months.

15. Contact Us

If you have questions, concerns, or requests about this Privacy Policy or your personal information, please contact:

K Business Consulting
Email: info@kcanda.com
Phone: (424) 485-6699
Service area: Southern California
Website: https://kcanda.com